Loan-to-value (LTV) calculation

Loan balance ($) ÷ collateral value ($) = LTV (%)

At a 70% LTV, your loan enters a Margin Call. At this stage, action is required to restore your loan to below 60% LTV. You now have 72 hours to cure your margin and bring down your loan LTV back to a healthy level. If prices continue to fall, you may reach the liquidation trigger (70% or above). If your margin is not cured within 72 hours or your loan hits an LTV of 80% or above (even within the 72 hours of cure period), we may liquidate, at our sole discretion, a portion of your collateral to bring down your loan LTV to a healthy level. All liquidations are final and details surrounding any such transaction will be provided within 24 hours via email.

• The fastest way to cure your margin is by sending additional collateral to your loan account immediately in order to prevent a potential liquidation.

At an 80% LTV or above, you receive a final notice indicating that your loan has defaulted. At this stage, in accordance with your Loan and Security Agreement, we reserves the right to initiate the sale of your collateral to restore your LTV to a healthy level. 

• We may initiate a sale, at our sole discretion, of your collateral to restore your LTV to a healthy level.
• All liquidations are final and details surrounding any such transaction will be provided within 24 hours via email and you will see your Dashboard update accordingly.
• We utilizes a variety of liquidity providers to execute these transactions in order to capture the best available price for our clients, which may vary from prices listed on public exchanges due to market conditions and volatility.
• To be clear, if 80% LTV or above is reached at any point, We will liquidate, at our sole discretion, a portion of your collateral to bring your LTV to a healthy level.