I. INTRODUCTION

These Xexon Wallet Services General Terms and Conditions (“General Terms”) govern the contractual relations between you (“Client” or “you”) and any holding company, subsidiary or entity belonging to the Xexon group of companies (“Xexon” or “we”), while you and Xexon are hereinafter separately referred to as “Party” and jointly – as “Parties”, in regard to your use of the services provided by Xexon, and constitute a legally binding agreement (“Agreement”) between the Parties.

You shall take your time and carefully read these General Terms before using the services provided by Xexon, so you are fully aware of your rights and obligations. Keep in mind that by using these services (even only by completing the sign-up process), you both actively agree with these General Terms and enter into contractual relations with Xexon.

II. DEFINITIONS

1. Applicable Law means any law, statute, regulation, ordinance, treaty, guideline, policy and act issued by any governmental or regulatory authority, including but not limited to the governing law under  of these General Terms and/or any provision of the general terms and conditions of the relevant Xexon Wallet Service.
2. Business Day(s) means any day(s) when banking institutions in the relevant jurisdiction are open for normal business activities (which usually means any day(s) except Saturday, Sunday or a public holiday).
3. Digital Assets means any digital assets (such as cryptocurrencies, stablecoins ), accepted and supported by Xexon , and subject to revision, prohibitions and limitations at any time.
4. Fork means a software change to the underlying protocols of the Digital Assets’ networks.
5. Intellectual Property means any intellectual and industrial property rights, belonging to Xexon , for example, trademarks, service marks, logos, copyright and related rights, know-how, research, publications, agreements, trade and company names, etc.
6. Xexon Account means a personal or business account, opened with Xexon, through which you can use the Xexon Wallet Services.
7. Xexon Card means a virtual or physical card issued under the brand name of Xexon , which can be used in certain jurisdictions, as the case may be, in relation to Xexon Wallet Services..
8. Xexon Exchange Service means the execution by Xexon of exchange transactions and the topping up of the proceeds thereof, respectively the Digital Assets, into the Savings or Credit Wallets of the Clients’ Xexon Accounts, as the case may be, in accordance with the relevant general terms and conditions, as well as the related Xexon Wallet Services offered by Xexon through the Xexon Platform.
9. Xexon Platform means any Xexon website, mobile application and any other official Xexon communication channel, including the content and services made available on or through the same, and any updates, upgrades, and versions thereof.
10. Xexon Wallet Services means all services provided by Xexon through the Xexon Platform.
11. Personal Data means any information about you that is necessary, among other things, for verification of your identity, use of the Xexon Wallet Services, and compliance with regulatory requirements.

Unless stated otherwise, references shall be made to the Xexon General Terms and Conditions, and all the terms, used in these General Terms and not defined herein, shall have the same meaning as the one given to them in the Xexon General Terms and Conditions.

III. XEXON WALLET SERVICES

1. The Xexon Wallet Services comprise of:
   1. Digital Asset wallet wherein all the Digital Assets approved and supported by Xexon can be stored by you (“Digital Asset Wallet”);
   2. Xexon Exchange Service;
   3. Transfer of Digital Assets from one Xexon Account to another, or to an external recipient (“Xexon Transfer Service”);
   4. Any incentive program offered by Xexon that may be launched via the Xexon Platform or accessed through your Xexon Account;
   5. Any other product or service that may be launched via the Xexon Platform or accessed through your Xexon Account.
2. All or part of the Xexon Wallet Services, some features thereof, or some Digital Assets, may not be available to certain Clients or Digital Assets, to the extent applicable, at any time, as indicated in the Xexon Account and on the Xexon Platform.
3. The access to your Xexon Account will allow you to: (i) request a Xexon Wallet Service; (ii) view your balance and Transaction History; (iii) top up, withdraw and transfer Digital Assets, for which such options are available on the Xexon Platform and in the Xexon Account, and subject to revision from time to time at our sole and absolute discretion; (iv) perform other actions in relation to the above.

IV. ONBOARDING

1. By opening your Xexon Account and/or using the Xexon Wallet Services, unless stipulated otherwise in the relevant general terms and conditions of the latter, you аcknowledge and confirm that:
   1. You are the exclusive beneficial and/or legal owner of any Digital Assets topped up or to be topped up into your Xexon Account, or the fiat currency used or to be used for the purchase of such Digital Assets, as the case may be, to which these General Terms apply;
   2. You are the beneficial owner of your Xexon Account and do not act on behalf of or represent any other natural person or legal entity;
   3. You comply with all Applicable Law requirements, relevant to you and to your use of the Xexon Wallet Services, such as tax, exchange control and registration ones;
   4. You have read, understood and agreed to our Privacy Policy and Cookies Policy.
2. You are not entitled to: (i) open more than one Xexon Account; (ii) open a new Xexon Account if we have previously suspended, limited or terminated your Xexon Account.
3. When you ask Xexon to open your Xexon Account, you shall provide Xexon with all the information and/or documents, as may be requested by Xexon or any third party acting on its behalf, so Xexon can verify your identity and validate your funding sources and transactions. Xexon or any third party acting on its behalf may additionally verify the information and/or documents provided by you from secure databases, to which you grant your explicit consent by entering into this Agreement. You hereby authorize Xexon to undertake any electronic identity verification checks on you directly or through third parties, either at the time of entering into this Agreement or at any time thereafter.
4. We can refuse to open your Xexon Account and grant you access to the Xexon Wallet Services or any of them.
5. You hereby represent and warrant that all the information you provide Xexon with is complete, accurate and up-to-date at all times. If there are any changes in this information, you shall notify Xexon and send Xexon accurate information without any delay.
6. If at any point Xexon needs to verify that the information it has about you is complete, accurate and up-to-date, Xexon will contact you and request that you either provide more information or that you go through the verification process all over again. If you do not complete all the necessary steps, or if you fail to provide Xexon with up-to-date information, Xexon will not be able to provide you with the Xexon Wallet Services and will not be responsible for any losses you incur as a result thereof.
7. You hereby undertake to оbtain all necessary hardware, as well as to install all necessary software, including security and antivirus, for your use of the Xexon Wallet Services in accordance with these General Terms. You are solely responsible for keeping your device safe and maintaining adequate security and control of your username, password and shall be solely responsible for any access to and use of the Xexon Wallet Services through your device, regardless of whether such access may have been made without your knowledge, authority or consent. We will not be liable to you for any loss or damage resulting from such use. In case your device has been lost or stolen or has been accessed or used in an unauthorized manner, you shall notify Xexon of this and if the device has been accessed or used in an unauthorized manner, you shall, as soon as possible, reset the password.

V. TOPPING-UP OF DIGITAL ASSETS

1. You can top up Digital Assets into your Xexon Account at any time by effecting a Digital Assets transfer from your personal wallet to your Digital Asset Wallet, while specific requirements for a minimum amount of each Digital Asset may apply from time to time, as indicated оn the Xexon Platform.
2. You are responsible for making sure that: (i) you have the correct address for your Digital Asset Wallet when you transfer Digital Assets from your personal wallet; (ii) the Digital Assets you top up into your Digital Asset Wallet are currently approved and supported by Xexon and not subject to prohibitions or limitations regarding such topping-up, as indicated in the Xexon Account and on the Xexon Platform. If you transfer Digital Assets to an incorrect address, or if the Digital Assets transferred are not approved and supported by Xexon , or are subject to prohibitions or limitations regarding such topping-up, as indicated in the Xexon Account and on the Xexon Platform, your Digital Assets will be irreversibly lost. We will not be liable to you for any such loss.
3. A transfer to your Digital Asset Wallet is confirmed once the balance of your Digital Asset Wallet has been updated with the corresponding amount.
4. We reserve the right to reject any transfer to your Digital Asset Wallet, in which case we will transfer back the same amount of the relevant Digital Asset to the wallet from which it has been sent.
5. If you do not have the Digital Assets needed for your purpose, or are subject to prohibitions or limitations to top up such, as indicated in the Xexon Account and on the Xexon Platform, you can initiate the purchase of Digital Assets by transferring their price (i) to a designated Xexon bank account via bank transfer; or (ii) by a credit or debit card, and instruct Xexon to proceed with the relevant purchase transaction, and/or initiate an Exchange Transaction under the Xexon Exchange Service General Terms and Conditions, as the case may be, depending on the type of Digital Assets subject to topping-up. All fees and charges for the transactions under the preceding sentence, including such for bank transfers and/or card payments, if any, shall be at your expense, unless otherwise indicated on the Xexon Platform at a given time. Each bank transfer and card payment, as well as any relationship arising out thereof, is governed by the terms and conditions of the relevant third-party service provider. Once purchased, respectively exchanged, the relevant Digital Assets are topped up into the Digital Asset Wallet in your Xexon Account and can be used for the purposes under Art. V.1. In cases of a card payment under (ii) above, the purchase transaction is always followed by an Еxchange Тransaction, where only the proceeds of the latter, once both the purchase transaction and the Exchange Transaction have been executed, are topped up into the Digital Asset Wallet of your Xexon Account. The transactions are irreversible and final once you have provided the relevant instructions and/or payments to Xexon , and you may not change, withdraw or cancel the authorization to Xexon to complete any pending or partially completed transactions. Xexon shall not be liable for any partially completed transactions or delays in the processing of your instructions.

VI. WITHDRAWAL

1. Subject to the specific terms of the Xexon General Terms and Conditions , if any, you may request for:  withdrawal of all or part of the Digital Assets other than those used as Collateral to your personal wallet.
2. The withdrawals within the limits specified on the Xexon Platform, which are subject to revision from time to time at our sole and absolute discretion, shall be processed by Xexon no later than few days as of receipt of your request. In case of withdrawals exceeding the above limits, in order to guarantee the safety of the Digital Assets and Interest, if applicable, in your Xexon Account, as well as of delays due to technical reasons, the processing may take a longer period of time. However, Xexon devotes significant efforts to ensure that any withdrawal falling within the hypotheses under the preceding sentence will be processed no later than 72 (seventy-two) hours as of your request.

VII. DIGITAL ASSETS TRANSFERS

1. You may transfer any Digital Asset other than the one used as Collateral , and the one regarding which prohibitions or limitations of Digital Asset Transfers apply, as indicated in the Xexon Account and on the Xexon Platform, from your Digital Asset Wallet to a specified wallet of a third party.
2. We will process all Digital Asset Transfers according to your instructions and do not guarantee the identity of any recipient. You shall verify all transaction information prior to submitting instructions for a Digital Asset Transfer to Xexon . The Digital Asset Transfer cannot be cancelled or reversed once processed by Xexon . You acknowledge that you are responsible for ensuring the accuracy of any instructions submitted to Xexon and that any errors may result in the irreversible loss of your Digital Asset.
3. You shall have sufficient Digital Assets in your Digital Asset Wallet prior to instructing Xexon to effect any Digital Asset Transfer. In case of insufficiency of the relevant Digital Assets in your Digital Asset Wallet, the Digital Asset Transfer will be rejected by Xexon . By instructing Xexon to effect the Digital Asset Transfer, you authorize Xexon to debit your Digital Asset Wallet for the full amount of the Digital Assets needed to complete the Digital Asset Transfer.
4. We have no control over, or liability for, the delivery, quality, safety, legality or any other aspect of any goods or services that you may purchase or sell to or from a third party. We are not responsible for ensuring that a third-party buyer or a seller you transact with will complete the transaction or is authorized to do so. If you experience a problem with any goods or services purchased from or sold to a third party, using Digital Assets transferred from your Digital Asset Wallet, or if you have a dispute with such a third party, you shall resolve the dispute directly with that third party.

VIII. RISK DISCLOSURE

1. Digital Assets are more volatile relative to most fiat currencies and other assets and this unpredictability of their price may result in significant loss over a short period of time. We are not responsible for the Digital Assets market, and we make no representations or warranties concerning the real or perceived value of any Digital Assets, and the quality, suitability, truth, usefulness, accuracy, or completeness of any data provided by Xexon . You shall therefore carefully consider whether holding Digital Assets is suitable for you in light of your financial condition.
2. Digital Assets are not money or legal tender, are not backed by the government or by a central bank and mostly do not have any underlying assets, revenue stream, or another source of value.
3. The regulatory status of Digital Assets is currently unsettled, varies among jurisdictions and is subject to significant uncertainty. Legislative and regulatory changes or actions relating to the Digital Assets or blockchain technology at a state or international level may adversely affect or restrict, as applicable, the use, transfer, exchange and value of the Digital Assets, as well as the provision of the Xexon Wallet Services or any of them. The value of the Digital Assets may be derived from the continued willingness of market participants to exchange fiat currencies for Digital Assets, which may result in permanent and total loss of value of a particular Digital Asset should the market for it disappear.
4. Also, some Digital Assets transactions are deemed to be made when recorded on a public ledger, which is not always the date or time that you initiated the transaction. Digital Assets ownership is often determined by a decentralized public ledger and usually cannot be cancelled or reversed.
5. The nature of Digital Assets may lead to an increased risk of fraud or cyberattacks and any losses due to fraudulent or accidental transactions will likely not be recoverable.
6. Keep in mind that we do not provide investment advice and the information coming from Xexon shall not be used as a basis for making decisions about investing in a particular Digital Asset.
7. YOU ARE RESPONSIBLE FOR DETERMINING WHETHER THE USE OF ANY OF THE XEXON WALLET SERVICES IS LEGAL IN YOUR JURISDICTION AND YOU SHALL NOT USE THESE XEXON WALLET SERVICES SHOULD SUCH USE BE ILLEGAL IN YOUR JURISDICTION. IF YOU ARE UNCERTAIN, PLEASE SEEK INDEPENDENT LEGAL ADVICE.
8. You understand and agree that you use the Xexon Account and the Xexon Wallet Services at your own risk. This section is not exhaustive and does not disclose all the risks associated with the Digital Assets and the use of the Xexon Wallet Services. You shall, therefore, carefully consider whether such use is suitable for you in light of your circumstances and financial resources.

IX. FORKS

1. It is important that you understand that the underlying protocols of the Digital Assets’ networks are subject to sudden changes in operating rules, and third parties may, from time to time, create a copy of a Digital Asset’s network and implement changes in the operating rules or other features that might result in multiple versions of the network and more than one version of the Digital Asset. This may affect the value and the function of the initial Digital Asset and we can temporarily suspend our services while we determine, at our sole and absolute discretion, which network to support.
2. Such networks and Digital Assets are outside of our control and we can decide, at our sole and absolute discretion, to abandon or otherwise not support the initial or the copy of the Digital Asset. We may, at our sole and absolute discretion, obtain and retain the unsupported Digital Assets.

X. OBLIGATIONS AND WARRANTIES

1. You hereby declare, warrant and confirm that:
   1. You meet the conditions under Section IV;
   2. You validly undertake any action or enter into any transaction with regard to the Agreement;
   3. The Digital Assets, which you have topped up or will top up in your Xexon Account, or the funds, which you have used or will use for purchase of the Digital Assets to be topped up into your Xexon Account, as the case may be, are not derived from money laundering, terrorist financing, fraud or any other illegal or criminal activity under any Applicable Law in the respective jurisdiction;
   4. You have submitted to Xexon only complete, correct and up-to-date information and documents;
   5. You are aware that you are subject to the tax regulation in your jurisdiction and shall be fully responsible for any filing/reporting and paying any tax due to the competent tax authority, as required by the Applicable Law. Xexon shall not be required to compensate you for your tax obligations or advise you in relation to your tax issues. The uncertainty in tax legislation relating to the Digital Assets may expose you to any currently unknown or future tax consequences, associated with your holding of Digital Assets and the use of the Xexon Wallet Services, for which Xexon shall not be held liable. You shall hold Xexon harmless from any expenses and losses, resulting from the above uncertainty;
   6. You are aware that you use the Xexon Account, the Xexon Platform and the Xexon Wallet Services fully at your own risk.
2. You hereby undertake to:
   1. Use the Xexon Account, the Xexon Platform and the Xexon Wallet Services in good faith;
   2. Not violate or breach any terms of these General Terms, the Privacy Policy and the Cookies Policy, or any Applicable Law in any relevant jurisdiction;
   3. Not commit, conduct or perform any misrepresentation, fraud, malicious act or criminal activities;
   4. Not use the Xexon Account, the Xexon Platform and the Xexon Wallet Services to conduct electronic spamming or otherwise distribute any unsolicited or unauthorized advertising, promotional or marketing materials, junk mail or chain letters;
   5. Not provide false, inaccurate, incomplete, out-of-date or misleading information;
   6. Not interfere, intercept, or expropriate our network, system, data, or information;
   7. Not transmit or upload any virus or other malicious software or program or try to gain unauthorized access to other users’ accounts, website, network or systems relating to the Xexon Wallet Services;
   8. Not decompile, reverse engineer or disassemble any of our programs, systems or products, or in any way infringe the Intellectual Property rights and/or such of our partners;
   9. Not cause or launch any programs or scripts for the purpose of scraping, indexing, surveying, or otherwise data mining any portion of any of our programs, systems or products, or unduly burdening or hindering the operation and/or functionality of any aspect of the Xexon Wallet Services;
   10. Not use the Xexon Platform in a way that could damage, disable, impair or compromise the Xexon Platform or the provision of the Xexon Wallet Services, or interfere with other users, or affect the reputation of Xexon . You undertake not to gain or attempt to gain unauthorized access to the Xexon Account or the Digital Asset Wallets of other users;
   11. Not take any action that imposes an unreasonable or disproportionately large burden or load on the Xexon infrastructure (including our servers, networks, data centers, and related equipment) and detrimentally interfere with, intercept or expropriate any system, data or information belonging to other users of the Xexon Wallet Services;
   12. Keep the data required for using the Xexon Account unavailable for third parties;
   13. Inform Xexon about any change in the information and documents submitted to Xexon , in particular in your contact details, within 1 (one) day as of the change.

XI. XEXON AFFILIATE PROGRAM

1. The Xexon  Program is applicable to all Clients referring new Clients, who have not previously opened Xexon Accounts, to Xexon (“Referred Clients”), subject to the terms and conditions stipulated herein, governing the relevant Xexon Wallet Service (if and to the extent applicable), as well as on the Xexon Platform.
2. The participation in the Xexon Referral Program is non-transferable and cannot be sold, gifted or awarded to any person other than you.
3. Xexon reserves its right to amend or supplement the terms and conditions of the Xexon Referral Program, as indicated herein and on the Xexon Platform, at any time, at its sole and absolute discretion. Any such amendments or supplements shall become valid and in full force as of the date of their publishing on the Xexon Platform unless otherwise indicated.

XII. REFUSAL TO PROVIDE XEXON WALLET SERVICES. LIMITATION, SUSPENSION OR TERMINATION OF THE XEXON WALLET SERVICES. CLOSURE OF ACCOUNTS.

1. Xexon reserves the right to, at its sole and absolute discretion, refuse to process or to cancel any request from you in regard to the Xexon Wallet Services, including for purposes of compliance with any Applicable Law.
2. The topping-up of Digital Assets into your Digital Asset Wallet may be subject to certain limits imposed by Xexon (as may be amended from time to time at Xexon sole and absolute discretion).
3. Xexon may, at any time and without liability, terminate, suspend, limit or reverse your use, or the functionality, of the Xexon Wallet Services, or your access to your Xexon Account (including freezing or closing your Xexon Account, refusing to process any instruction of yours, or reversing a performed action), including but not limited to: (a) in the event of any breach by you of these General Terms and any other applicable terms, or any Applicable Law; (b) for the purposes of complying with a regulator’s demand, a court order, an act of any governmental authority, or any Applicable Law; (c) upon Xexon suspicion that a transaction or your use of the Xexon Wallet Services may be erroneous or connected with any unlawful activities (such as money laundering, terrorist financing, as well as fraudulent activities), or that your Xexon Account has been compromised; (d) your Xexon Account is subject to any legal proceedings; (e) to remedy the effects of any defect in or compromise to any information system related to the provision of the Xexon Wallet Services; (f) for compliance and monitoring reasons, including in case of a discrepancy between your spending profile and the type of consumer group you belong to; (g) for maintenance of the system; or (h) if there is a change in the eligibility criteria for opening of a Xexon Account or use of the Xexon Wallet Services. In the above cases the Digital Assets in your Xexon Account may be frozen for an indefinite period of time until the matter is resolved.
4. Xexon may, at any time and without liability: (a) update or change any features, components or content of the Xexon Wallet Services, cease to accept and support any Digital Assets and substitute them with Digital Assets accepted and supported by Xexon , determined as per Xexon sole and absolute discretion, if such are available in the Client’s Xexon Account at the cessation time. We do not guarantee that any such specific content, component, feature or Digital Asset will always be available to you; or (b) suspend, terminate, cancel or change any incentive program and/or any pay-out in regard thereto.
5. If we decide to undertake any of the actions under Art. XIV.3 and XIV.4, we will provide you with adequate notice of this unless it is impractical, impossible or illegal to do so. Reversals are possible once the reasons for the relevant suspension or limitation no longer exist. In this case, we will not be under any obligation to execute any suspended, reversed or terminated transactions at a specific price or under specific terms.
6. Your obligations under these General Terms will continue in the event of any limitation, suspension, reversal or termination under Art. XIV.3 and XIV.4 and you will not be released from any liability having arisen prior to such.
7. Xexon shall not owe you any payment, compensation or damages in relation to any suspension, limitation, cessation, reversal or termination of your use of the Xexon Wallet Services, regardless of the reason therefor.
8. Our rights for suspension, limitation, cessation, reversal and termination under this Section XIV shall be without prejudice to any other rights or remedies that we may have (whether under these General Terms, Applicable Law or otherwise).
9. You may suspend or terminate your access to and use of any of the Xexon Wallet Services or close your Xexon Account. In order to do so, you shall submit a request to Xexon in a form and together with the relevant supporting documents and information, as may be required by Xexon . You hereby acknowledge and agree that you will be subject to such terms and conditions as we may consider applicable to such suspension, termination or closure, in particular all your debts to Xexon shall have been settled prior thereto.
10. If you have a remaining balance in your Xexon Account, which has been suspended or closed, you are entitled to recover such Digital Assets unless we are prohibited by any Applicable Law or a court order to release them, or where we have reasonable grounds to suspect that such Digital Assets have been obtained through any unlawful means.

XIII. PERSONAL DATA

1. We can only provide the Xexon Wallet Services once we have collected your Personal Data.
2. By using the Xexon Wallet Services, you give Xexon your consent to gather, process and store your Personal Data for the purpose of providing you with the Xexon Wallet Services, and declare, acknowledge and confirm that you have read our Privacy Policy and Cookies Policy and agree thereto.
3. We reserve the right, at any time, to verify your Personal Data for anti-money laundering and counter-terrorist financing purposes.
4. You can withdraw your consent by closing your Xexon Account. If you do this, we will stop using your Personal Data for the purposes under Art. XV.2, but we may need to keep your Personal Data when required by any Applicable Law.

XIV. LIMITATION OF LIABILITY

• АLL THE XEXON WALLET SERVICES ARE PROVIDED ‘AS IS’ AND WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED, OR STATUTORY, EXCEPT AS EXPRESSLY PROVIDED IN THESE GENERAL TERMS, TO THE EXTENT PERMITTED BY APPLICABLE LAW. XEXON DISCLAIMS ALL OTHER REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, MADE TO YOU, YOUR AFFILIATES OR ANY THIRD PARTY, INCLUDING WITHOUT LIMITATION, ANY WARRANTIES REGARDING QUALITY, SUITABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR OTHERWISE OF ANY SERVICE OR ANY GOODS PROVIDED INCIDENTAL TO THE XEXON WALLET SERVICES UNDER THESE GENERAL TERMS.XEXON LIABILITY IN RESPECT OF THE REPRESENTATIONS AND WARRANTIES, WHICH CANNOT BE EXCLUDED, IS LIMITED TO ANY OF THE FOLLOWING OPTIONS CHOSEN BY XEXON , AT OUR SOLE AND ABSOLUTE DISCRETION:
  1. RE-SUPPLYING, REPLACING OR REPAIRING THE XEXON WALLET SERVICES IN RESPECT OF WHICH THE BREACH OCCURRED; OR
  2. PAYING THE COST OF THE RE-SUPPLYING, REPLACEMENT OR REPAIRING OF THE XEXON WALLET SERVICES IN RESPECT OF WHICH THE BREACH OCCURRED.
• NOTWITHSTANDING ANY PROVISIONS IN THESE GENERAL TERMS, IN NO EVENT SHALL WE OR ANY OF OUR REPRESENTATIVES OR PARTNERS BE LIABLE TO YOU FOR ANY LOSSES, DAMAGES OR CLAIMS:
  1. DUE TO AN UNUSUAL OR UNFORESEEABLE EVENT OUTSIDE OUR REASONABLE CONTROL, THE CONSEQUENCES OF WHICH COULD NOT HAVE BEEN AVOIDED EVEN IF ALL DUE CARE HAD BEEN EXERCISED (E.G. FORCE MAJEURE, INCLUDING ACTS OF GOD, WAR OR CIVIL UNREST, DISASTERS, ACTS OF DOMESTIC OR FOREIGN COURTS AND GOVERNMENTAL AUTHORITIES, STRIKES, LOCKOUTS, LABOUR DISPUTES, TERRORIST ACTS, RIOTS);
  2. ARISING FROM OR IN CONNECTION WITH:
     1. ANY DELAY, SUSPENSION, DISCONTINUATION, INTERRUPTION OF THE XEXON PLATFORM OR THE XEXON WALLET SERVICES;
     2. FAILURE OR INTERRUPTION IN PUBLIC OR PRIVATE TELECOMMUNICATION NETWORKS, COMMUNICATION CHANNELS OR INFORMATION SYSTEMS;
     3. ACTS OR OMISSIONS OF ACTS OF A PARTY FOR WHOM WE ARE NOT RESPONSIBLE;
     4. DELAY, FAILURE OR INTERRUPTION IN, OR UNAVAILABILITY OF, THIRD-PARTY SERVICES;
     5. ANY REFUSAL TO PROCESS OR AUTHORIZE, OR ANY REVERSAL OF, ANY TRANSACTION FOR ANY REASON;
     6. YOUR INABILITY TO EFFECT OR COMPLETE ANY TRANSACTION DUE TO SYSTEM MAINTENANCE, BREAKDOWN OR NON-AVAILABILITY OF THE XEXON PLATFORM OR THE XEXON WALLET SERVICES;
     7. ANY UNAUTHORIZED OR INELIGIBLE USE OF THE XEXON WALLET SERVICES CONTRARY TO THESE GENERAL TERMS;
  3. DUE TO COMPLIANCE WITH ANY APPLICABLE LAW, COURT ORDERS OR ACTS OF ANY GOVERNMENTAL AUTHORITY;
  4. RESULTING FROM HACKING, TAMPERING, COMPUTER VIRUS TRANSMISSION OR OTHER UNAUTHORIZED ACCESS OR USE OF THE RELEVANT XEXON WALLET SERVICE, YOUR XEXON ACCOUNT OR ANY INFORMATION CONTAINED THEREIN.
• NOTWITHSTANDING ANY PROVISIONS IN THESE GENERAL TERMS, IN NO EVENT SHALL WE BE LIABLE TO YOU FOR ANY TYPE OF INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO LOST REVENUE, LOST PROFITS, REPLACEMENT GOODS, LOSS OF TECHNOLOGY, LOSS OF DATA, OR INTERRUPTION OR LOSS OF USE OF SERVICE OR EQUIPMENT, REGARDLESS OF WHETHER SUCH DAMAGES BEING DIRECT OR INDIRECT, FORESEEABLE OR UNFORESEEABLE, OR EVEN IF YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER ARISING UNDER THEORY OF CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE.
• IN NO EVENT WILL OUR AGGREGATE LIABILITY FOR ANY LOSS OR DAMAGE ARISING IN CONNECTION WITH THE XEXON WALLET SERVICES AND THESE GENERAL TERMS EXCEED THE FEES YOU PAID TO XEXON FOR YOUR USE OF THE RELEVANT XEXON WALLET SERVICE DURING THE 12-MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT, GIVING RISE TO THE CLAIM FOR LIABILITY, IF ANY. THE ABOVE SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY THE RELEVANT APPLICABLE LAW.
• WE SHALL NOT BE LIABLE FOR ANY FAULT ON THE PART OF ANY THIRD-PARTY SERVICE PROVIDER INSTRUCTED BY US. IN ANY SUCH CASES OUR LIABILITY WILL BE LIMITED TO USING REASONABLE CARE IN THE SELECTION, APPOINTMENT AND INSTRUCTION OF SUCH THIRD-PARTY SERVICE PROVIDERS (BUT NOT OF ANY SUB-CONTRACTOR OR OTHER THIRD PARTY SUCH A THIRD-PARTY SERVICE PROVIDER MAY USE).
• NOTHING IN THESE GENERAL TERMS SHALL OPERATE TO LIMIT OR EXCLUDE ANY LIABILITY FOR FRAUD OR GROSS NEGLIGENCE.

XV. DEFAULT. INDEMNIFICATION

1. The occurrence of one of the following events constitutes an Event of Default:a) The Client breaches any of the Client’s obligations or warranties under these General Terms;b) It is or becomes illegal for the Client to perform the Client’s obligations under this Agreement;c) Xexon is unable to contact the Client in accordance with the Client’s most recent instructions for sending correspondence.
2. In case of an Event of Default, Xexon is entitled:a) To terminate this Agreement with immediate effect;b) To take any action it deems necessary to protect its interests.
3. You shall defend, indemnify, and hold harmless Xexon , its affiliates, third-party service providers, each of their respective employees, officers, directors and representatives from and against any claims, damages, losses, liabilities, costs and expenses (including reasonable attorney’s fees), arising out of or relating to any third-party claim concerning these General Terms or your use of the Xexon Wallet Services in violation to these General Terms or any Applicable Law.

XVI. TERMINATION

1. This Agreement shall be terminated immediately by closing your Xexon Account, on the grounds of Art. XVII.2, Letter a) or otherwise, and discontinuing use of the Xexon Wallet Services. The Agreement can be terminated upon written notice by Xexon if Xexon discontinues the offering of the Xexon Wallet Services, regardless of the reasons.
2.  In the event that your suspended or closed Xexon Account has an outstanding balance, you are entitled to recover the relevant Digital Assets, together with the Interest accrued thereon, if applicable, respectively the fiat equivalence of the latter, unless we are prohibited by any Applicable Law or a court order to release such Digital Assets and Interest, if applicable, including but not limited to the case that we have reasonable grounds to suspect that the Digital Assets or the funds used for purchase of the Digital Assets were obtained through fraud or any unlawful means or connected with any criminal activities.
3. The termination of this Agreement shall not prevent any Party from seeking any remedies against the other Party for any breach of this Agreement occurring prior to such termination.

XVII. NOTICES. ELECTRONIC COMMUNICATIONS

1. Any notice required or made under these General Terms from Xexon to the Client shall be considered validly received when addressed to the Client’s last used e-mail address, mailing address or phone number. Additionally, we may provide notices through posting on the Xexon Platform.
2. Any notice required or made under these General Terms by the Client to Xexon shall only be made via e-mail in English to support@xexon .io.
3. Your feedback, questions or complaints may be referred to Xexon via e-mail in English to support@xexon .io, or through other communication channels indicated by Xexon from time to time on the Xexon Platform. We will do our best to respond as soon as possible. However, for more complicated issues, it may take Xexon up to 20 (twenty) days to get back to you. We will not be responsible for any loss or damage sustained during this period.
4. You shall be fully responsible for the security and authenticity of all instructions sent through the Xexon Platform and you shall be bound by all such instructions. We will assume that all the instructions received from your Xexon Account are coming from you and we shall not be obliged to verify this.
5. You accept the risk that your instructions and information may not be protected against unauthorized access when given through the Xexon Platform, as being transmitted via the Internet.
6. Any instructions sent to Xexon shall only be deemed received by Xexon when we have successfully retrieved them from the relevant system and duly informed you of the receipt. Any instructions sent by you to any third parties will only be deemed received by them in accordance with their terms and conditions.
7. You agree that, to the extent there are any terms in your local jurisdiction governing the time and place of dispatch and receipt of electronic communications, such terms will not apply to your use of the Xexon Platform and the Xexon Wallet Services (subject to the maximum extent permitted under Applicable Law), and you will be liable for any damages caused through the use of connectivity means.
8. You acknowledge and agree that in the event of any dispute arising in connection with your use of the Xexon Platform and the Xexon Wallet Services, our records of all matters related to your use of the Xexon Platform and the Xexon Wallet Services on any specific date will be binding on you for all claims and purposes whatsoever. Additionally, you agree to the admissibility of all such records and documents without further requirement of proof of authenticity or accuracy in a court of law or similar institution under any Applicable Law.

XVIII. GOVERNING LAW AND JURISDICTION

1. The Agreement shall be governed exclusively by the substantive law of Xexon jurisdiction.
2. Any dispute arising out of or in connection with the Agreement (the General Terms), unless amicably settled between the Parties, shall be referred to the competent court or other dispute resolution authority, determined as per the procedural law of Xexon jurisdiction. You agree that any dispute resolution proceeding subject to the Applicable Law under the preceding sentence shall be conducted only on an individual basis and not as a plaintiff or class member in any purported class, consolidated or representative action or proceeding. No court or other dispute resolution authority can consolidate or join more than one claim and can otherwise preside over any form of a consolidated, representative, or class proceeding. Any relief awarded cannot affect other Clients of Xexon .

XIX. MISCELLANEOUS

1. Your use of the Xexon Wallet Services may be subject to certain fees,  which are always exclusive of any taxes and may be debited from your Xexon Account, if applicable. Such fees may be changed at any time, at Xexon sole and absolute discretion.
2. The Intellectual Property remains an exclusive property of Xexon and cannot be reproduced, displayed, distributed, republished, broadcasted, transmitted, modified or used in any other manner or by any means by the Client, except upon our prior explicit written consent.
3. This Agreement, together with the Privacy Policy and the Cookies Policy, represents the entire agreement between you and Xexon in relation to the use of the Xexon Wallet Services. It supersedes all prior representations, understandings, agreements, or communications between you and Xexon , whether written or verbal, including any statements published.
4. Xexon shall reserve its right to amend or supplement these General Terms from time to time. Any such amendments or supplements shall become valid and in full force as of the date of their publishing on the Xexon Platform unless otherwise indicated. You shall regularly check the Xexon Platform to inform yourself about any such amendments or supplements. We may also, at any time, change, add or remove any feature or functionality of the Xexon Platform without prior notice. By continuing to use the Xexon Platform and/or the Xexon Wallet Services, after any such amendments or supplements, respectively changes, have taken effect, you thereby indicate your acceptance of the amended or supplemented General Terms and the changed Xexon Platform. If you do not wish to be bound by any amendments or supplements to these General Terms, you shall discontinue your use of the Xexon Platform and/or the Xexon Wallet Services immediately.
5. The descriptive headings in these General Terms are inserted for convenience only and shall not affect the interpretation of this Agreement.
6. The invalidity of the whole or part of any provision of these General Terms shall not affect the validity of the whole or part of any other provision of these General Terms. The remaining provisions of these General Terms shall remain in full force and effect.
7. The failure by Xexon to exercise or enforce any right or provision of these General Terms shall not constitute a present or future waiver of such right or provision.
8. Providing you with the Xexon Wallet Services does not make Xexon your trustee or investment adviser and no fiduciary relationship exists between us. We have no trust or other obligations in respect of your Xexon Account other than those expressly specified hereunder.
9. None of your rights and obligations arising out of the Agreement are assignable or transferable, without the prior written consent of Xexon . Xexon shall reserve the right to assign, delegate or transfer this Agreement and the rights and obligations hereunder to any third party at any time, without notice or your consent.
10. Except for the legal entities belonging to the Xexon group of companies, a person who is not a party to this Agreement, shall not be entitled to enforce it.
11. This Agreement is prepared and concluded in English language. In case it or any part thereof is translated into another language for whatever reason, the English version shall prevail.